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Retirement • Security • Growth

Own Your Future with High-Yield, Blockchain-Based Annuities

Earn more. Own more. The first blockchain-based annuity protocol that gives you higher yield, full transparency, and global access — governed by the people.

$5.2B+
Assets Under Management
25,000+
Annuity Holders
8.5%
Average Annual Return

What is PensionDAO?

Your trusted partner in retirement planning, providing secure and reliable annuity solutions

Our Mission

DAOs-based life insurance, or pension-linked life insurance, that allows for simultaneous investment and life insurance coverage without compromising benefits from either aspect.

At PensionDAO, we believe everyone deserves a secure and comfortable retirement. We specialize in creating personalized annuity solutions that protect your financial future while providing guaranteed income streams when you need them most.

Security First

Your investments are protected with industry-leading security measures and backed by our solid financial foundation.

Personalized Plans

Every client receives a customized annuity strategy tailored to their unique financial goals and risk tolerance.

Lifetime Support

Our dedicated team provides ongoing support and guidance throughout your entire retirement journey.

Why Choose PensionDAO Annuities?

Comprehensive benefits designed for your retirement security

Higher Yield (guarantee APY)
Earn more than traditional annuities with real on-chain yield
Transaparent
Track your money in real time, see how Daos invests it, where, and why
Decentralized & Trustless
You don’t rely on institutions — you rely on code and community

Why Settle for 3%?

PensionDAO Is the Future of Annuities

Criteria
PensionDAO
Traditional Annuities

Yield

X-XX%~

2-3%~~

Transparency

You can see where your money goes 100% transparent

You trust without seeing where your money being invested

Control

You vote on how funds are managed

No control — the company manages everything

Fee

Low — minimal protocol fees, no middlemen

High — includes commissions, agents, admin

Choose Your Annuity Plan

Different annuity options designed to meet your unique retirement goals and risk tolerance

Plan A

(Standard)

  • Insurance premium payment period: 40-59 years old
  • Payout age: 60 year old
  • % Annual Payout: 7%
Plan B

(Flex+)

  • Insurance premium payment period: 35-60 years old
  • Payout age: 60 years old
  • % Annual Payout: depend
Plan C

(Longlife)

  • Insurance premium payment period: 40-55 years old
  • Payout age: 56 years old
  • % Annual Payout: 6.5%

Why Choose PensionDAO Annuities?

Comprehensive benefits designed for your retirement security

Higher Yield (guarantee APY)
Earn more than traditional annuities with real on-chain yield
Transaparent
Track your money in real time, see how Daos invests it, where, and why
Decentralized & Trustless
You don’t rely on institutions — you rely on code and community

Insurance Premium Calculator

Calculate your retirement savings with our different investment plans

Customize Your Plan

Recommended: $500 - $2,000 per month

Choose Your Investment Plan

Plan A

Standard Portfolio

7%
Standard
High-Yield Zone (35%) - Pendle yield derivatives & Kamino leverage
Staking & LRT (20%) - ETH staking via Lido, RocketPool, EtherFi
Real-world Assets (20%) - US Treasury & real estate tokens
Safe Lending (15%) - AAVE, Benqi, Morpho pools
Stable Reserve (5%) + VC/High Risk (5%)
Selected Plan

Plan C

Long-life Portfolio

6.5%
Long-life
High-Yield Zone (30%) - Pendle yield derivatives & Kamino leverage
Staking & LRT (30%) - ETH staking via Lido, RocketPool, EtherFi
Safe Lending (20%) - AAVE, Benqi, Morpho with USDC/DAI
Stable Reserve (10%) - Safe wallet holdings
Real-world Assets (5%) + VC/High Risk (5%)

How Annuities Work

Simple steps to secure your retirement income

1

Choose Your Plan

Select the annuity type that matches your retirement goals and risk tolerance.

2

Make Contributions

Fund your annuity with a lump sum or regular payments during the accumulation phase.

3

Watch It Grow

Your money grows tax-deferred with guaranteed minimum returns and potential upside.

4

Receive Income

Start receiving guaranteed monthly payments when you're ready to retire.

Ready to Secure Your Retirement?

Provide your email for us to reach out to you.

PensionDAO

Securing retirements for over 50 years with guaranteed annuity solutions and expert financial guidance for thousands of clients worldwide.

Contact

1-800-PensionDAO
annuities@PensionDAO.com
Bangkok, Thailand

© 2025 PensionDAO Annuities. All rights reserved.